Helping Families
Prepare for the
Toughest Day Of
Their Lives
Headwaters Final Expense provides personal, face-to-face insurance assistance tailored specifically to seniors and their families. Find your carrier policy portal, connect with a local agent, or access free planning resources.
Client Service Promise
Personalized in-home consultation & policy support
Partners In Integrity
A Division of North American Senior Benefits
Headwaters Final Expense prides itself on valuing relationships over revenue. Our narrow focus — providing seniors with exceptional insurance solutions and financial services — means we are able to serve as knowledgeable and trusted advisers throughout our clients’ lifetimes.
In a world of automated call centers,
we provide individualized experience you can trust.
When you submit a request for life insurance with Headwaters Final Expense, one of our friendly licensed agents will visit you in the comfort of your home to help find the right policy that meets your needs and budget.
No Sensitive Data Submission Required Online
You will never be asked to submit sensitive banking or personal information over the internet or telephone.
What We Do Matters
What we do matters not only to the people we serve, but to the families they leave behind.
Insurance Carrier Information & Customer Access
Already have a policy through Headwaters? Access your insurance carrier customer portal below or call customer care for policy status, beneficiary updates, and cash value checks.
Corebridge Financial
"Bring On Tomorrow"
Policy Customer Service:
CALL: 1-800-888-2452Mutual of Omaha
"More Than A Century"
Policy Customer Service:
CALL: 1-800-775-1000Transamerica
"Tomorrow Makers"
Policy Customer Service:
CALL: 1-800-797-2643Aetna Senior Supplemental (CVS)
"The Path To Better Health"
Policy Customer Service:
CALL: 1-800-264-4000Foresters Financial
"Investing Sharing Inspiring"
Policy Customer Service:
CALL: 1-800-828-1540Americo Financial
"The Love Of Liberty Brought Us Here"
Policy Customer Service:
CALL: 1-816-641-2850Royal Neighbors of America
"For LIFE"
Policy Customer Service:
CALL: 1-800-604-8002United Home Life
"Insurance With A Difference"
Policy Customer Service:
CALL: 1-800-627-4762Liberty Bankers Life
"Protection You Need For The Ones You Love"
Policy Customer Service:
CALL: 1-800-428-3001American-Amicable Group
"Quality. Service. Excellence."
Policy Customer Service:
CALL: 1-800-736-7311Gerber Life Insurance
"Home of the Grow Up Plan"
Policy Customer Service:
CALL: 1-800-704-2180Baltimore Life Companies
"Here for you for life, since 1882"
Policy Customer Service:
CALL: 1-800-628-5433Verified Client Experiences
Read real BBB reviews from families who found peace of mind with Headwaters Senior Benefits agents.
"Ms Cynthia is a very personable, professional insurance agent. She goes into detail about the policies and tries to find the most economically priced policies for her clients. She is a joy to her clients and willing to go the extra mile."
"Matt did a wonderful job! He helped me get $20,000 of coverage with a great company, and helped me get a check back for my cash value from my old policy. I'm very happy with Matt as my agent!"
"Before my Headwaters agent helped me with my life insurance, I had no clue where to look first. She was very knowledgeable and now I am at peace knowing my family is taken care of."
Understanding Senior Benefits, Medicare, & Final Expense
Browse our comprehensive Senior Resources guide covering burial insurance basics, probate prevention, social security death benefits, and policy checklist worksheets.
Get Your Free Consultation or Policy Assistance
Have questions about your coverage, need a custom insurance quote, or wish to request database removal? Submit your information below. A licensed Headwaters agent will gladly assist you.
100% Private & Confidential
We value your privacy. We never share sensitive policy information over automated phone networks.
Database Removal Request
To request removal from our phone/mail outreach list, select "Removal From Database" and provide your full address.
Headwaters Final Expense Corporate Headquarters
2500 Daniells Bridge Rd., Athens, GA 30606
Direct: 330-808-4455